Sunday, July 24, 2011

Dumpy Trailer In The Woods

I swear we have been all over the map with this housing crisis we have been facing. We decided that our grand plan is to purchase a mobile home in a mobile home park, and then save for land, then move the mobile home to the land and live in it while building our dream cabin in the woods. This is far far down the road, but it's still good to have goals right?

But that doesn't solve our lack of housing right now. So we called up Jayme (the guy with the dumpy trailer for rent) and asked him if we could do a short term, month to month lease while we look at new/used mobile homes in our price range. We met with him and agreed to a 3 month lease at $900 a month. Pretty expensive, but we have simply ran out of time and moving in to his trailer will ultimately save us money because the corporate housing we are in currently is something like $1600 a month. So we move in to the trailer tomorrow. Pictures will be posted because it's just too funny not to.

Our next step is to decide if we are going to buy a new mobile home and put it in a park on a lot, or find a used one for sale already in a park. I feel that we should buy a new one for several reasons. 1. financing a new mobile home is much easier. Most banks do not finance for mobile homes that are old (meaning 10 years or more), as our real estate agent has informed us. 2. If we are going to own this home and live in for quite some time until we build our cabin, I want it to be in good shape. Newer mobile homes are better constructed. Earthquakes are a real threat out here and if we have a well built home, they can withstand the shaking. Also Sarah had mentioned that some of the newer mobile homes are so nice that she might be okay with not building a cabin and just plopping it down on some land, saving us money on constructing a new home. I also think we would save money on closing costs and we wouldn't have to give the real estate agent a cut of the sale, bringing our up front costs down. The only drawback to buying new seems to be finding an open lot for us to put it in.

At least we have 3 months to get everything squared away. Just in time for our parents to come visit. Yay adulthood.

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